Tell us what you need
Start with an amount and personal-loan purpose.
One request checks for personalized options from participating lenders, organizes the terms side by side, and leaves the choice with you.
Availability varies by applicant, loan purpose, and state. Not every participating lender will receive or respond to every request.
Know where you are, what comes next, and when your authorization is needed.
Start with an amount and personal-loan purpose.
Save your progress in the LendingGenie flow.
See what will happen before you submit.
Review available terms and choose your next step.
LendingGenie Match puts the important tradeoffs in the same frame, so you can look past the most tempting number.
APRSee the annual cost of borrowing.
PaymentUnderstand the recurring monthly amount.
Total costLook beyond the payment to the full repayment.
TimingReview the lender’s stated funding timeline.


Whether you are consolidating debt, improving your home, covering an unexpected expense, or planning a major purchase, the terms still need to fit the life around them.
LendingGenie uses a soft inquiry to check for options. If you choose to continue, the lender may perform a hard inquiry before making a final credit decision.
Checking for options uses a soft inquiry and will not affect your credit score. If you continue with a lender, that lender may perform a hard inquiry before making a final credit decision.
No. LendingGenie is a comparison marketplace. Participating lenders determine availability, rates, terms, fees, and final credit decisions.
No. Checking does not guarantee an offer, approval, rate, term, or funding outcome. Availability varies by applicant, loan purpose, and state.
Compare the annual percentage rate, monthly payment, term, fees, total repayment cost, and the lender’s stated timing before choosing what fits your plan.
See what may be available, understand the tradeoffs, and decide what happens next.
Check my options