FLEXIBLE CAPITAL01
Lines of Credit
Flexible access for recurring operating needs and changing cash flow.
6 to 24 monthsRepayment term
$5K to $750KLine amount
1 to 8 daysExample speed
Working capitalInventory
Explore lines of credit THE LENDINGGENIE CAPITAL MARKETPLACE
One business. One marketplace.Every capital path in view.
Start with the amount and the job. LendingGenie brings business financing paths into one place, then uses your Approval Intelligence Profile to help you understand fit before you choose the next move.
Capital MarketplaceONE PLACE ยท MULTIPLE PATHSHOW MUCH MONEY DOES YOUR BUSINESS NEED?
YOUR CAPITAL TARGET$100K to $250KNow match the amount to the job.
Flexible accessDefined projectAsset purchase
Capital targets organize the marketplace experience. They are not offers or qualification estimates.
START WITH THE NUMBER
How much money does your business need?
Enter a working amount, then explore the capital paths built around the job.
This is a planning amount, not an offer or qualification estimate.
START WITH THE CAPITAL JOB
What should the money do for the business?
The amount matters. The purpose matters more. Choose the job and see which financing paths may deserve a closer look.
DEFINED PROJECT02
Term Loans
A defined amount with a repayment structure tied to a clear business plan.
6 months to 7 yearsLoan term
Up to $5MMax amount
As fast as 1 dayExample speed
ExpansionRefinancing
Explore term loans ASSET PURCHASE03
Equipment Financing
Financing built around the equipment and the business using it.
1 to 10 yearsRepayment term
$3K to $5MAmount range
Same dayExample speed
MachineryVehicles
Explore equipment financing SINGLE INVOICE04
Invoice Factoring
Explore near term liquidity tied to an eligible outstanding invoice.
Until paidRepayment term
Up to 90%Invoice value
As fast as 1 dayExample speed
Invoice qualityCustomer payment
Explore invoice factoring RECEIVABLES BOOK05
Accounts Receivable Factoring
Use the strength and payment pattern of an eligible receivables portfolio.
Invoice cycleTypical term
Up to 90%Eligible receivables
B2B invoicesTypical fit
AR agingCustomer mix
Explore accounts receivable factoring LONGER HORIZON06
SBA Loans
A longer term financing path supported by a more detailed business file.
10 to 25 yearsTypical term
Up to $5M7(a) max amount
Detailed fileTypical review
ExpansionDocumentation
Explore sba loans EARLY STAGE PATHS07
Startup Business Loans
Explore financing paths that may fit businesses with limited operating history.
Under 2 yearsBusiness stage
Up to $50KSBA microloan
Up to 7 yearsMicroloan term
New businessMultiple paths
Explore startup business loans Planning references based on current market examples. Amounts, terms, timing, costs, and availability vary by provider and applicant. Confirm every program figure with LendingGenie partners before publication.
ONE CONNECTED EXPERIENCE
From a dollar target to a clearer capital path.
Instead of starting over with every product, begin with the business need and carry the same context through the marketplace.
Set the target
Choose the amount your business is exploring.
Name the job
Connect the capital to the outcome it needs to support.
Read the file
Use the Approval Intelligence Profile to understand readiness context.
Compare the paths
Review product families and decide which direction deserves attention.
Ask FundiYour capital guideGUIDANCE ACROSS THE MARKETPLACE
Too many paths? Ask the question behind the capital need.
Fundi helps explain how business financing products differ, what information may matter, and which questions to ask before you continue.
Which product fits a recurring need?What changes when equipment is involved?What should I prepare before I apply?
Explore readiness with FundiEducational AI guidance only. Fundi may make mistakes and does not provide financial or legal advice, lending decisions, or guaranteed outcomes.
THE STRAIGHT ANSWERS
Frequently asked questions
No. LendingGenie provides educational capital-readiness guidance and does not make credit decisions.
Yes. LendingGenie is designed as a marketplace experience where you can understand multiple business financing paths in one place. Available options and terms depend on participating providers and your business profile.
No. The amount selector organizes the educational marketplace experience. It is not an approval, qualification estimate, or offer.
No. LendingGenie does not make lending decisions or guarantee offers, approval, rates, terms, or funding.